ScrubMoney Financial Blog
How Do Banks Make Money?
Banks make money many different ways. Like any service business, they have customer accounts that they try to sell products and services to, charging fees and interest. What is unique about banks is that they also make money investing the funds they have on hand and...
Earn Paypal Funds – How to Earn Money with Pay Pal
Pay Pal is an online payment program. You can earn money with PayPal by receiving money, invoicing for goods and services. They charge a processing which is very competitive, and most people have a Pay Pal account. Here’s how to earn money with Paypal:...
Great Power of Compound Interest and Efforts
Any action, compounded over time, will produced incredible results. Interest, compounded over time, will produce growth. in a number, such as savings, inflation or a stock price when you reinvest dividends. In nature, there is continuous growth. In finance and other...
Four Ways to Save for Your Next Big Purchase Without Sacrificing Lifestyle
Spending is easy, saving is hard. That is a saying that is often touted. But does it really have to be that way? If you want to save up for something, do you really need to sacrifice your lifestyle? No, not if you follow a few simple steps. 1. Automate Your Savings In...
When is the Best Time to Refinance Your Mortgage
Refinancing your mortgage at the right time can save you thousands of dollars. Doing it at the wrong time will cost you thousands. Before refinancing read on and discover when it is worth refinancing and how to get the best rate. Why and when you should refinance a...
Mortgage Rates by Credit Score Go Up and Down
Buying a home is one of the biggest financial decisions you will ever make both in terms of the amount you will borrow and the length of time you will be committing to the loan. The interest you pay on your home mortgage go up and down based on your credit score....
Financial Markets Simplified – Easy Game for Stocks, Trading
I have a secret addiction. It's a numbers game, and it involves the stock market. Worldwide trading, competition and deal making. Politics, strategy and intelligence. Math, resource management, supply chain in a simplified and fun way. The game is Supremacy 1914. The...
PayPal Credit Card Fees – Save Money in 2023
Pay Pal charges fees for credit card transactions. The Paypal credit card fee stay fairly consistent, but they did make some changes in 2023 to rates and services. There are different rates for merchants depending on how they pay - whether using PayPal Checkout,...
Make That Money – Things That Make Money
We all want to make that money. Even my young son wants to be rich. He wants to know the things that make money the easiest way possible. If it were simple, everyone would be rich. There has to be an easier way to make money - let's do a thought exercise with a little...
How Do Banks Make Money?
Banks make money many different ways. Like any service business, they have customer accounts that they try to sell products and services to, charging fees and interest. What is unique about banks is that they also make money investing the funds they have on hand and...
Earn Paypal Funds – How to Earn Money with Pay Pal
Pay Pal is an online payment program. You can earn money with PayPal by receiving money, invoicing for goods and services. They charge a processing which is very competitive, and most people have a Pay Pal account. Here’s how to earn money with Paypal:...
Great Power of Compound Interest and Efforts
Any action, compounded over time, will produced incredible results. Interest, compounded over time, will produce growth. in a number, such as savings, inflation or a stock price when you reinvest dividends. In nature, there is continuous growth. In finance and other...
Four Ways to Save for Your Next Big Purchase Without Sacrificing Lifestyle
Spending is easy, saving is hard. That is a saying that is often touted. But does it really have to be that way? If you want to save up for something, do you really need to sacrifice your lifestyle? No, not if you follow a few simple steps. 1. Automate Your Savings In...
When is the Best Time to Refinance Your Mortgage
Refinancing your mortgage at the right time can save you thousands of dollars. Doing it at the wrong time will cost you thousands. Before refinancing read on and discover when it is worth refinancing and how to get the best rate. Why and when you should refinance a...
Mortgage Rates by Credit Score Go Up and Down
Buying a home is one of the biggest financial decisions you will ever make both in terms of the amount you will borrow and the length of time you will be committing to the loan. The interest you pay on your home mortgage go up and down based on your credit score....
Current Federal Funds Interest Rates Easy
The current Federal Funds Interest Rate affects the rate banks borrow money at. The Fed Funds Rate affects mortgage, credit cards and other loan interest rates. The higher the Federal Funds Rate is the more expensive it is to borrow money, where lower rates make loans...
Retirement Calculators
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Saving money is not only good, but can be fun.
How to save money – off your monthly bills, things you buy and services you use.
