Save Money

How to Save Money – Tips, Tricks, Guides

More In, Less Out

Saving money is all about surplus – doing more with less. It also means not spending all the money you earn. Reduce the money you spend, then actually hold onto the excess. Saving Money with Scrub Money.

Budget to Stay on Track

Creating a budget is helpful to saving money. It puts things in perspective, creating boundaries with your finances.
Budgeting allows you to plan for your financial goals.

Pay the Best Price

Shop arround and pay the best price. Having an understanding of how different marketplaces and industries work – like utilities and electronics – can help you find the best deals.
It takes time, but can save you money upfront and in the long run.

There Are Many Ways to Save Money

There are a ton of different ways to save money beyond just saving money. With inflation, putting money in a bank to build wealth is over.

To get ahead, you need to strategically save money, and use that money to invest in your financial goals.

The first step to strong personal finance is to have some personal savings that you can deploy in case of an emergency or invest to grow your wealth.

Saving Money

Saving Money Tips

How Do Banks Make Money?

Banks make money many different ways. Like any service business, they have customer accounts that they try to sell products and services to, charging fees and interest. What is unique about banks is that they also make money investing the funds they have on hand and...

Earn Paypal Funds – How to Earn Money with Pay Pal

Pay Pal is an online payment program. You can earn money with PayPal by receiving money, invoicing for goods and services. They charge a processing which is very competitive, and most people have a Pay Pal account. Here’s how to earn money with Paypal:...

Great Power of Compound Interest and Efforts

Any action, compounded over time, will produced incredible results. Interest, compounded over time, will produce growth. in a number, such as savings, inflation or a stock price when you reinvest dividends. In nature, there is continuous growth. In finance and other...

Four Ways to Save for Your Next Big Purchase Without Sacrificing Lifestyle

Spending is easy, saving is hard. That is a saying that is often touted. But does it really have to be that way? If you want to save up for something, do you really need to sacrifice your lifestyle? No, not if you follow a few simple steps. 1. Automate Your Savings In...

When is the Best Time to Refinance Your Mortgage

Refinancing your mortgage at the right time can save you thousands of dollars. Doing it at the wrong time will cost you thousands. Before refinancing read on and discover when it is worth refinancing and how to get the best rate. Why and when you should refinance a...

Mortgage Rates by Credit Score Go Up and Down

Buying a home is one of the biggest financial decisions you will ever make both in terms of the amount you will borrow and the length of time you will be committing to the loan. The interest you pay on your home mortgage go up and down based on your credit score....

Current Federal Funds Interest Rates Easy

The current Federal Funds Interest Rate affects the rate banks borrow money at. The Fed Funds Rate affects mortgage, credit cards and other loan interest rates. The higher the Federal Funds Rate is the more expensive it is to borrow money, where lower rates make loans...

Compound Interest – The Eighth Wonder of the World?

Albert Einstein Compound Interest Quote “He who understands it earns it; he who doesn’t, pays for it.” Albert Einstein (maybe). Albert Einstein (maybe). While it is up for debate if Albert Einstein ever said the above quote or called compound interest the eighth...

What Home Mortgage Rates Are Made Of

Buying a home is one of the most significant commitments you will make in your lifetime. And unless you are born into wealth or win the lottery, a mortgage is a fact of life for most people. It will most likely be the biggest loan you will ever take out with a...

How High Are Pay Pal Credit Card Fees

Pay Pal is widely accepted as a way to pay for things online and for businesses to collect money from their customers. If you’re a business owner, your PayPal credit card fee paid is important. How much are the credit card fees? PayPal Credit Card Fee The PayPal...
How To Save Money

Articles packed with tips on how to save money on all sorts of things like:

Saving Money on Bills

 

Why Save Money?

If you focus on saving money, you sill become more conscious on how you spend your money.

Saving Money FAQs

Will Inflation Kill my Savings?

Yes, inflation will kill your savings. This is true in 2021, where inflation of the US Dollar is over 5% yearly. Having money saved will keep you out of trouble and make you feel safe. If you want to build wealth, you will have to invest your money to at least keep up with inflation.

Is Money Real?

“Money isn’t real, we only think it is.” – “Blow”, the movie. Money is as real as we make it. It is a tool to help society function. It speeds things up, or slows them down.

Should I sacrifice Happiness to Save Money?

Only to a degree. Look at it more as delayed gratification. What matters most is what you are saving money for, and how happy it will make you and the ones you love.

Can I Take Money Saved With Me When I Die?

Unfortunately, no, your money goes back into the economic pool when you die. It pays of debts, taxes and  where you directed while you were still alive.

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